his personal experience in the monastery. His ideas about the process of salvation were distilled into two Latin phrases. The first was sola gratia—we are saved by “grace alone.” Since Catholic theology could generally agree with this, with the understanding that grace comes through the sacraments or our good works, Protestants added sola fide, that is, saving grace comes to us through “faith alone,” not through our works or the sacraments. (As we will see later, the sacraments do give grace, but